Cell Phone Plans

Cells phones may be hip and a great way to communicate but there is the issue of cost. If you are not careful, you can easily spend $100 or more a month on cell phone fees. Many plans have free nights and weekends, but make sure you know the phone provider company’s definition of "night," which sometimes starts as late as 9 p.m. Also, there is typically a charge for both incoming and outgoing text messages, Web access and special features such as downloading games, screen savers and ring tones. One way to control costs is to get a pre-paid service: When you're out of money, your phone stops working, other than to call 911. Another is to talk with your provider about package deals which are usually available from most providers.